Workflow
Agent/merchant payment intent -> authorization -> clearing -> settlement -> merchant/acquirer ledger -> return/reversal/reconciliation closure.
TRY · SYNTHETIC / LOCAL / READ-ONLY
Try SettleFinality
Choose one workflow and define what must actually become true. No buyer evidence, authority or production state is inferred.
01 · CHOOSE
Select one consequential workflow
Begin with the smallest ending that an empowered buyer can define and challenge.
Workflow
Payment initiation -> network authorization -> clearing -> settlement -> merchant/beneficiary state -> dispute/reversal/reconciliation.
Workflow
API/agent payment -> authorization -> processor/network -> settlement -> merchant balance/payout -> refund/dispute/reconciliation.