Finality GroupAuthority · Execution · Evidence
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DETAILED CONFIGURATION · 13 SCENARIOS

Credit & Lending

Each scenario compiles to the shared Outcome Finality policy kernel with scenario-specific evidence and engine mappings.

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credit_lending::borrowertruth

BorrowerTruth

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · reconciliation
credit_lending::incomeevidence

IncomeEvidence

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · reconciliation
credit_lending::assetevidence

AssetEvidence

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · asset_state · reconciliation
credit_lending::collateralpassport

CollateralPassport

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · provenance
credit_lending::loanobligation-graph

LoanObligation Graph

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · obligation · dependency_state
credit_lending::modificationfinality

ModificationFinality

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · reconciliation
credit_lending::servicingtransfer-passport

ServicingTransfer Passport

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · provenance
credit_lending::escrowtruth

EscrowTruth

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · settlement · reconciliation
credit_lending::creditreporting-finality

CreditReporting Finality

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · reconciliation
credit_lending::payofftruth

PayoffTruth

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · reconciliation
credit_lending::lienrelease-finality

LienRelease Finality

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · reconciliation
credit_lending::collectionsauthority

CollectionsAuthority

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · authority_control
credit_lending::hardshipevidence

HardshipEvidence

Executable reference scenario; external institution validation not implied.

Required evidence: authority · intent · execution · authoritative_state · acceptance · reconciliation

40 universal controls

Who actually acted?Universal Actor Identity
Was the actor allowed to act?AuthorityOS
Who delegated authority?Delegation Graph
What exactly were they allowed to do?Mandate Engine
Did the action exceed budget/scope/time?Policy Boundary Engine
Can an action be repudiated afterward?NonRepudiation Ledger
What was the original instruction?Intent Registry
Did execution match intent?Intent-vs-Outcome Reconciler
Where did the data originate?Data Provenance Graph
Who changed the data?Mutation History
Who owns the data?DataRights
What is someone allowed to do with it?Purpose-Bound Data Access
When does permission expire?Temporal Authorization
Which system is authoritative?Authority Registry
Which version is authoritative?Canonical State Registry
Why do systems disagree?State Reconciliation Engine
What changed?Universal Change Graph
What depends on that change?Dependency Graph
What happens when something fails?ExceptionOS
Who owns an exception?Exception Routing Engine
Was the exception actually resolved?Remediation Verification
What happens when something believed true becomes false?REOPEN Engine
Can a prior state be superseded without rewriting history?Supersession Graph
Did contracted work actually happen?Obligation Engine
Is a PDF contract connected to operations?Machine-Readable Contract Layer
Was delivery actually accepted?Acceptance Protocol
Should payment be released?Evidence-Linked Settlement
Was money sent to the right party?Payment Integrity Layer
Is this instruction fraudulent?Verified Instructions Network
Are supplier claims real?Supplier Evidence Network
What downstream vendors depend on this vendor?Nth-Party Dependency Graph
Where did this physical product come from?Product Passport
What's actually inside the product?Component Passport
What's inside its software?Software Passport/SBOM Graph
Is the physical object consistent with the digital record?Physical-Digital Reconciler
Did maintenance really restore the asset?Maintenance Finality
Did inspection actually close the deficiency?Inspection Finality
Is compliance real today, not just at last audit?Continuous Compliance
Can operations survive cloud/network loss?Disconnected Operations Layer
Can organizations selectively prove facts without exposing everything?Selective Disclosure Evidence Network